401K and 403B plans have a problem!

A recent study by Dalbar, “A Quantitative Analysis of Investor Behavior (QAIB) released in 2014 is the 20th annual addition to a report that examines the returns investors earn compared to the performance mutual fund report. In the short term, fund holders earn less, in many cases much less than mutual fund performance reports suggest. WHY? Because fund participants bought […]

What is included in a letter of intent?

In regards to the purchase and sale of an early education business (daycare or school), a Letter of Intent (“LOI”) is a written statement that expresses the intention of the participating parties to enter into a formal agreement. An LOI is not a formal agreement or a binding contract. The LOI has the very important purpose of defining the agreed […]

Places in Orlando, FL to rent an apartment with bad credit, broken lease, and bankruptcy

Orlando, Florida is one of the most exotic cities to live. Home to the famous Disneyland World Resort and an exceptionally hospitable climate, the city attracts thousands of tourists each year. It’s also a great place to live, and depending on your housing needs, there are great Orlando apartments where you can feel right at home. Orlando has great apartments, […]

How to make happy birthday wishes

Everyone has a birthday and it can be guaranteed that every day someone may be celebrating a birthday. Some people may not like celebrating birthdays, because it means that they are older than they were before, while others may hug and look forward to birthdays, believing that getting older can also mean getting wiser. Birthday wishes can be more meaningful […]

2013 Subaru Outback review

The 2013 Subaru Outback It is a great SUV that is supposed to find its place in the market among the fierce competition from SUVs such as the Toyota Matrix, Volkswagen Jetta Sportwagen, and Acura TSX. It’s a vehicle that was specifically designed to appeal to the American consumer, with a powerful engine, good fuel efficiency, and good off-road performance. […]

Should you boost a Facebook post or run a Facebook ad?

Facebook is the most popular social networking site in the world, with more than two billion monthly users. To reach more leads and customers with your marketing messages, you can get affordable pay-per-click (PPC) traffic from Facebook. This PPC advertising is much less expensive compared to Google AdWords. Even small businesses with a limited budget can afford to advertise on […]