Helping Animal Charities With Your Credit Card
Britain is a nation of animal lovers, so it is not surprising that there are many charities established to care for old, sick or abandoned animals. Donations to these charities can be made by supporting events, setting up bank debits, and using cash. Making credit card payments is another way to support a charity. This has been made even easier with the emergence of charity credit cards. These are credit cards that have the insignia of a particular charity and are backed by reputable banks.
Credit cards for animal charities include Battersea Dogs Home, British Horse Society, Royal Society for the Prevention of Cruelty to Animals, Scottish Society for the Prevention of Cruelty to Animals, and People’s Dispensary for Sick Animals. Charity credit cards are backed by banks such as the Cooperative Bank, Halifax, the Royal Bank of Scotland, and others.
Give to charity with charity credit cards
Most charity credit cards contribute to charities in two ways. First, they offer a one-time donation of a lump sum of money when a new credit card account is opened. This sum can range from £ 5 to more than £ 40 depending on the deal offered. If consumers continue to use the credit card within a particular period (for example, six months to a year), a second lump sum is paid at the end of that period.
Payment is also made through ongoing contributions to the chosen charity. This is normally a percentage of any spending on the card. The percentage ranges from 0.25% to more than 1% depending on the deal.
How To Choose The Best Charity Credit Card Deal
Charity credit cards have many of the same offers as other credit cards. These may include:
Consumers should note that 0% balance purchase and transfer fees are likely to be for a fixed period of between three months and one year. Most card issuers will also charge a fee for balance transfers (around 2%). This is designed to ensure that credit card companies do not lose interest when consumers switch from a 0% card to a 0% card.
In addition to charitable contributions, charitable credit cards can offer cardholder incentives such as additional travel insurance, reward points that can be redeemed for cash or coupons, and much more.
Look online to find credit card comparison sites. These will help consumers decide the best combination of incentives, charitable contributions, and interest rates to suit their spending habits. Once your new credit card has arrived, simply start spending to start donating to charities.
Charity credit cards offer an advantage for people whose hearts are in the right place but who simply cannot remember to reach into their pockets to make a donation. These credit cards make it easy to donate to your favorite charity every time you spend.