Technology

PayPal – a reliable way to pay online

With the increase in online payment fraud, getting a secure payment gateway has become one of the hot topics for online consumers. It is different that online shopping makes your shopping easier and hassle-free, but you will stick with this option only when you are entrusted with the safety of your hard-earned money. Since the market feels this concern seriously and understands its potential effect on overall sales, it has started to employ some of the most secure payment systems to keep you and your money safe. Paypal is a word that is thrown around frequently these days when it comes to the secure payment gateway. Since, still some of you may have confusion or doubt about what this is or how it works to make your payment secure, I am going to focus on its unique features.

PayPal is a separate website that operates independently as long as you choose it to pay any invoices to other sites. Once you’ve signed up for PayPal and started using it for your online payment, you need to temporarily switch to it from your current site to checkout. It depends if you use credit card at the moment or not. When you already have a fund deposited there, you don’t need to use your card, but when there are no funds in the PayPal account, you can pay directly with your card at that time. When you finish the checkout there, you will be returned to your old site.

Options that you will find with PayPal when turning it into your payment gateway.

Direct Payments – This option allows you to pay by credit card, without knowing that PayPal is involved. No PayPal branding appears on the checkout page. This is an alternative to establishing a merchant account and payment gateway relationship yourself: PayPal will be both your merchant account provider and your payment gateway.

Express Checkout: Here you will find an option very similar to that of Google Checkout. This option allows you to pay your bill directly without logging in separately for that.

PayFlow Payment: With this option, you will find a more robust payment transaction and therefore finish your payment process very quickly. Even here you have the option to choose PayFlow pro or PayFlow link. The former allows you to pay on the same site if the latter needs to be temporarily changed for payment.

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