So how do you calculate positive cash flow from a real estate investment? Are you saying that cash flow is the difference between your monthly rent amount and your mortgage payment? If so, shame on yourself. There are more expenses to managing a rental property than the mortgage payment. Most banks use 75% of the monthly rental amount as a […]
“It’s a match!” is the new buzz word for young singles. Yes, with dating apps, many find potential partners with matching interests. Clearly, this is the first mobile age where we see no problem meeting someone through a digital medium. With such apps, singles find a compatible partner, meet them, and arrange real dates outside to explore each other further. […]
Untold millions of thousands of children are traded and abused daily in clandestine sex markets for activities such as child pornography, prostitution, and pedophilia. The global trafficking of children for commercial sexual exploitation includes sex tourism, the hiring of children as prostitutes for pimps, the illegal imprisonment of children, the mutilation of children, and various sexual practices related to initiation […]
Rome is a wonderful place with many attractive places to visit. The first thing to do before going there is to plan what places we want to see. This is because we will never lack beautiful places and our stay will never be enough if we are not organized with the schedules and destinations. There can be something beautiful and […]
Everyone who is going to build or renovate a house has ideas about the main aspects of design. Colors, rugs, and paint are always at the forefront of mind, but everything else seems to lag behind! Many people are overwhelmed when they realize how many other small decisions have to be made during the construction process. If you are looking […]
Few can boast of how delicious their baked beans are and the quality of the toots they make apart from my wife Blanca’s recipe. You will love their baked beans and it will increase the quality of your toots or your money back, wait, you are paying nothing for this recipe. The only requirement is that you must say this […]
Generations of families have marveled at these magic words from The Night Before Christmas, a family tradition enjoyed by many across the country. It tells us the story of what Christmas should be like and the excitement that many children feel on Christmas Eve. Christmas should be a quiet time to spend with loved ones, but the race many of […]
I personally believe that Martin Luther King Jr. was one of the greatest gifts to American spirituality. He spoke with passion, he lived with courage, he challenged others to rise above their present circumstances and experience themselves and others in a bigger and more loving way. His words run through our country like sweet notes of a deep and hidden […]
The PlayStation 2 had a legacy of great games that have raised the bar for gaming today. In fact, many of the newer games released this year would not have come to fruition if it weren’t for the earlier games that pushed the genre forward. One of these games is Guitar Hero from Harmonix Music Systems. This game paved the […]
The average American household has credit card debt of more than $15,000. Many of these families struggle to make minimum monthly payments and some use plastic to cover daily living expenses such as groceries, transportation costs and medical co-pays. Despite improving economic conditions, more and more credit card users are receiving phone calls and letters from creditors informing them that […]
Recent Comments